Finance Options

With Harvey Furnishings, you can now buy now and pay later. There are many different and easy ways to pay for your furnishings – available online and in store. 

Our Finance Options

Genoapay

Use Genoapay in stores or online. Visit www.genoapay.com to set up your Genoapay account.  When you use Genoapay, you will pay for the total purchase over 10 weekly instalments from your bank account, credit or debit card.  
  • 0% interest rate on all purchases
  • 10 weekly instalments
  • No minimum spend
  • Up to $1,000 - subject to approval
  • $0 annual fee
  • $10 late payment fee

Our Finance Options

Q Card & Q Mastercard

Apply for a new Q Card or Q Mastercard. Q Card lending criteria, fees, terms and conditions apply. Your Q Card could give you interest-free terms* on our products and services. Learn more about the Q Card or apply for a card here!
  • 0% for up to 24 months then 25.99% p.a.
  • Minimum spend of $499
  • Monthly payment option
  • Subject to approval
  • $50 annual fee
  • $55 establishment fee or $35 advance fee for existing card holders
  • $15 late payment fee

Our Finance Options

Laybuy

Use Laybuy in stores or online. Pay it in 6 installments, interest free. Visit www.laybuy.com/nz/ to set up your Laybuy account. Payments can be made on the day of your choice. If your instalments are paid on time, you only pay the price of your purchase – all interest free.
  • 0% interest rate on all purchases
  • No minimum spend
  • 6 weekly instalments
  • Up to $1000-$2000 - subject to approval
  • $0 annual fee
  • $10 late payment fee

Our Finance Options

Afterpay

Available for online purchases only. Instantly create your account to complete your purchase. Visit www.afterpay.com/en-AU or download the Afterpay app to create your account.
  • 0% interest rate on all purchases
  • No minimum spend
  • Up to $2000 max. limit (subject to approval)
  • $0 annual fees
  • $10 late payment fee
  • 4x instalments over 6 weeks (pay your first instalment at the time of purchase and the remainder every 2 weeks)